Insurance News and Resources
Texas Insurance News & Resources
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If you are a first time homeowner, or just bought a home, congratulations! Owning a home is an exciting milestone, but it comes with its own set of responsibilities — one of which is making sure your home is properly insured. While setting up your homeowners insurance might feel like a one-time task,... -
These days, insurance is just a click away. With so many options, finding the right policy—or the right broker—can feel overwhelming. The truth is, not all insurance agencies are created equal, and choosing a knowledgeable, trustworthy broker can make all the difference in protecting your assets... -
When shopping for insurance, most people focus on coverage options, deductibles, and premiums. But did you know your credit history could also impact how much you pay? Many insurance companies use your credit-based insurance score to help determine your rates. Understanding how this works can save you... -
Car insurance premiums often feel like an unavoidable expense that just keeps climbing. With the rising costs of vehicles and fewer new drivers entering the market, it’s no surprise that premiums steadily increase over time. But here’s the good news: there are actionable ways to cut your... -
When it comes to protecting your family’s financial future, life insurance is often a top priority. But with so many options out there, how do you choose the right one? Universal Life Insurance (ULI) is a flexible, long-term solution that combines financial security with savings potential. Let’s... -
Home insurance is designed to protect you from financial loss due to unexpected events. While you hope never to file a claim, understanding the most common home insurance claims can help you take preventive measures and ensure you have adequate coverage. In this article, we’ll explore the top reasons... -
Insurance plays a significant role in protecting your financial health, but navigating the world of insurance policies can feel like learning a new language. Understanding key insurance terms is essential if you want to make informed decisions, avoid costly mistakes, and ensure you’re adequately covered.... -
Understanding Workers’ Compensation Insurance: Workers’ compensation insurance, often referred to as workers’ comp, plays a vital role in protecting both your employees and your business. This insurance provides crucial support to employees who suffer work-related injuries or illnesses, ensuring... -
Craft brewery insurance is specifically tailored to meet the unique challenges and risks that craft breweries face. It actively safeguards breweries from financial losses by covering potential liabilities, accidents, equipment failures, and unexpected events. By providing this critical protection, brewery... -
Insurance should be easy at this point, we live in the 21st century. But somehow car insurance hasn’t gotten any easier to understand. You drive safely, you avoid traffic violations, you choose a reliable car, and your premiums should stay where they are, or even go down. But, somehow, no matter your... -
Finding the right business insurance can be challenging due to the numerous options and coverage levels available. However, it’s crucial to protect your company’s assets in the event of an incident. The following types of insurance provide comprehensive coverage to safeguard your business: General... -
In a world full of rising costs, it is no surprise that you are looking for ways to save money anywhere you can. Homeowners insurance is an important thing to have to ensure your assets are protected, but like everything else it costs. We want to help you understand the importance of homeowners insurance... -
In today’s unpredictable world, safeguarding your assets and protecting yourself against potential liabilities has become increasingly important. While standard insurance policies offer essential coverage, they may not always be sufficient to shield you from substantial financial losses in the... -
Car insurance should be simple, right? You drive safe, you avoid traffic violations, you choose a reliable car, and your premiums should stay where they are, or even go down. That’s what the commercials from all the big name insurance companies like to say. Yet year after year, drivers with clean records... -
Commercial vehicle insurance is a crucial part of safeguarding the businesses that rely on a fleet of vehicles for their respective operations. Although it goes beyond personal auto coverage, protecting the vehicles which are used for business purposes. This insurance can allow you to transport materials,... -
In the dynamic and fast-paced world of the restaurant industry, unforeseen challenges can emerge at any moment. To safeguard against potential risks and ensure the smooth operation of your establishment, having comprehensive restaurant insurance is not just a choice but a necessity. In this guide, we’ll... -
In the altruistic realm of nonprofit organizations, where the focus is on making a positive impact rather than generating profits, the need for insurance might not be immediately apparent. However, the reality is that nonprofit organizations face a unique set of risks and challenges that make insurance... -
In the dynamic landscape of business operations, ensuring the well-being of employees is paramount. One aspect, often overlooked, that contributes to this commitment is Workers’ Compensation Insurance. In this article we are diving into workers’ compensation, and why it is crucial for your... -
In our interconnected world, the digital realm offers opportunities but also carries significant risks. Cyber liability insurance, or cyber insurance, is a specialized policy designed to shield businesses from the financial fallout of cyber incidents. In this article, we’ll explore cyber liability... -
In the world of craft beverages, where the pursuit of flavor perfection and craftsmanship reign supreme, unique risks and challenges accompany the artistry. Here, we explore brewery, distillery, and winery insurance. Specialized coverage is designed to safeguard these businesses from potential perils.... -
Exploring Home-Work Connection: Does Home Insurance Cover Work From Home? Adapting Work to Home Life In today’s world, working from home is on the rise. More people are choosing to set up their workspaces within their homes, enjoying the benefits of flexibility and convenience. This trend prompts... -
Life insurance serves as a crucial financial safety net, providing protection and peace of mind for individuals and their loved ones in uncertain times. Its significance is amplified for the self-employed. In this article, we will explore three prominent reasons why life insurance is essential for self-employed... -
With protecting your most valuable asset, your home, it is crucial to have the right insurance coverage in place. Home insurance provides financial security and peace of mind in case of unexpected events. Home insurance protects against theft, natural disasters, or accidents. However, with many insurance... -
Life insurance is an important financial tool that provides a safety net for you and your loved ones, protecting what matters most—your life. It offers financial protection and peace of mind by ensuring that your family is taken care of even after the passing of a loved one. However, when it comes... -
Auto insurance is a necessity for every car owner. It provides a sense of security and peace of mind while on the road. However, there are several car insurance myths that people believe to be true. Don’t get caught up in these myths because they can lead to misunderstandings and confusion, resulting... -
Wineries are becoming popular in Texas. They can be a fun business to run, especially in Hill Country, but they are a business. To succeed, companies need to be run efficiently and correctly, so Arthur Blake is here to help. Wineries need a plethora of insurance coverage to cover all of their bases,... -
During the heart of the pandemic, drivers were getting a break on their car insurance. Prices were at their lowest, which was ideal for many during such a trying time. However, those days are gone. Most of life is going back to normal, which means prices are going back up for car insurance. Not only... -
Business insurance can be challenging to find because it can be challenging to choose what’s covered and what’s not, how much you want to spend, etc. Multiple types of business insurance cover various things. This is good because you can choose to cover some things, but not all, or choose to cover... -
How are you supposed to know how much insurance coverage for your home is right? We purchase homeowners insurance on a range. Too much, and you’ll be paying costly premiums every year for more than you need. Too little, and your home won’t be covered as well as it should be if disaster strikes. It’s... -
Workers compensation insurance or workers comp helps your employees if they end up suffering a work-related injury or illness. This is important because no matter your industry, your employees are at some risk, big or small, or getting hurt or sick. There are a handful of things workers comp covers,... -
About 41 million people in the United States say they need life insurance, but they don’t have it. Why? Well, the main reason is people tend to overestimate how much life insurance will cost. For example, participants estimated that a $250,000 term life insurance policy would cost about $500 a... -
Homeowner’s insurance in North Texas can vary greatly depending on which insurance provider you choose, the plan you decide on, and the state you live in. The price can vary by hundreds of dollars even! You don’t want to be paying hundreds more dollars than you should be if you can help it.... -
Life insurance can be difficult to think about, learn about, or plan for. But one thing’s for sure is that life insurance has become a popular topic for discussion since the pandemic hit. Parents of kids of all ages wonder if they should be investing in life insurance for their children after all of... -
Using commercial vehicles for your business is a great asset to have. It can allow you to transport materials, travel to events, or deliver items, so it’s essential that your commercial vehicle be insured. We’re going to discuss the top 5 reasons why commercial vehicle insurance is essential. 1.... -
Businesses face countless threats every day, and with our dependence on the internet, cyber threats are a constant. That is why cyber liability insurance is vital for nearly every business. However, as a relativity new concept, many people do not understand why they need cyber security insurance or even... -
No one can deny the countless advantages technology has given businesses across the globe. However, it is also important to remember the risks that technology opens up for businesses. For example, an extremely competent cyber-criminal or distracted employee results in customer or corporate information... -
Now that COVID-19 cases are dropping and life is returning to normal, the craft beverage industry is exploding once again. Opening and maintaining a craft brewery can be advantageous, but it also requires hard work. One aspect that many new breweries often overlook is insurance. Just like any business,... -
One of the most common questions customers ask us is, “will my homeowner’s insurance cover my pool?”. In short, yes, your homeowner’s insurance will help pay for repairs if a covered peril damages your pool. Your liability coverage could also protect you in the event someone is... -
The weather is finally starting to warm up in Texas. So, that means it will soon be time to get the boat back on the lake! One of the very first questions first-time boatowners ask us is, “Do I need boat insurance?” The short answer is yes; you absolutely need boating insurance. Check out... -
One of the biggest mistakes that RV owners frequently make is assuming their auto insurance coverage extends to their RV. Do not make this mistake! RVs are not just cars; they are essentially a home on wheels. So, the unique function of RVs means they need a unique form of insurance. What is RV Insurance?... -
Liability insurance is critical for every household. In fact, most states require it to drive a car or get a mortgage on your home. However, owning the minimum amount of liability insurance the states require is not the best idea. Liability insurance covers any medical bills or legal fees that result... -
If you have employees but do not have a workers’ compensation policy in place, you need to drop everything you are doing, read this article, and then purchase one as soon as possible. While Texas is one of the few states that does not require employers to have workers’ compensation, work-related... -
During the COVID-19 Pandemic, the Life Sciences industry is more important than ever. However, every Life Sciences company needs to be sure they have insurance that will protect them from their industry’s unique risks. To protect a Life Sciences company from those unique risks, you need a unique... -
Every business needs some form of commercial insurance. It is critical for protecting the business’s financial assets if they are liable for a customer’s injuries. On top of that, commercial insurance protects a business’s property in the event of a fire, break-in, floods, etc. However,... -
Like every business, restaurants need insurance to protect them from the risks of having customers on the premises. However, restaurants themselves are a unique type of business, which means the risks they face every day are unique. Unique risks mean specific insurance needs! Check out this video detailing...