Insurance News and Resources
Texas Insurance News & Resources
-
In the world of craft beverages, where the pursuit of flavor perfection and craftsmanship reign supreme, unique risks and challenges accompany the artistry. Here, we explore brewery, distillery, and winery insurance. Specialized coverage is designed to safeguard these businesses from potential perils....
-
Exploring Home-Work Connection: Does Home Insurance Cover Work From Home? Adapting Work to Home Life In today’s world, working from home is on the rise. More people are choosing to set up their workspaces within their homes, enjoying the benefits of flexibility and convenience. This trend prompts...
-
Life insurance serves as a crucial financial safety net, providing protection and peace of mind for individuals and their loved ones in uncertain times. Its significance is amplified for the self-employed. In this article, we will explore three prominent reasons why life insurance is essential for self-employed...
-
With protecting your most valuable asset, your home, it is crucial to have the right insurance coverage in place. Home insurance provides financial security and peace of mind in case of unexpected events. Home insurance protects against theft, natural disasters, or accidents. However, with many insurance...
-
Life insurance is an important financial tool that provides a safety net for you and your loved ones, protecting what matters most—your life. It offers financial protection and peace of mind by ensuring that your family is taken care of even after the passing of a loved one. However, when it comes...
-
Auto insurance is a necessity for every car owner. It provides a sense of security and peace of mind while on the road. However, there are several car insurance myths that people believe to be true. Don’t get caught up in these myths because they can lead to misunderstandings and confusion, resulting...
-
Wineries are becoming popular in Texas. They can be a fun business to run, especially in Hill Country, but they are a business. To succeed, companies need to be run efficiently and correctly, so Arthur Blake is here to help. Wineries need a plethora of insurance coverage to cover all of their bases,...
-
During the heart of the pandemic, drivers were getting a break on their car insurance. Prices were at their lowest, which was ideal for many during such a trying time. However, those days are gone. Most of life is going back to normal, which means prices are going back up for car insurance. Not only...
-
Business insurance can be challenging to find because it can be challenging to choose what’s covered and what’s not, how much you want to spend, etc. Multiple types of business insurance cover various things. This is good because you can choose to cover some things, but not all, or choose to cover...
-
How are you supposed to know how much insurance coverage for your home is right? We purchase homeowners insurance on a range. Too much, and you’ll be paying costly premiums every year for more than you need. Too little, and your home won’t be covered as well as it should be if disaster strikes. It’s...
-
Workers compensation insurance or workers comp helps your employees if they end up suffering a work-related injury or illness. This is important because no matter your industry, your employees are at some risk, big or small, or getting hurt or sick. There are a handful of things workers comp covers,...
-
About 41 million people in the United States say they need life insurance, but they don’t have it. Why? Well, the main reason is people tend to overestimate how much life insurance will cost. For example, participants estimated that a $250,000 term life insurance policy would cost about $500 a...
-
Homeowner’s insurance in North Texas can vary greatly depending on which insurance provider you choose, the plan you decide on, and the state you live in. The price can vary by hundreds of dollars even! You don’t want to be paying hundreds more dollars than you should be if you can help it....
-
Life insurance can be difficult to think about, learn about, or plan for. But one thing’s for sure is that life insurance has become a popular topic for discussion since the pandemic hit. Parents of kids of all ages wonder if they should be investing in life insurance for their children after all of...
-
Using commercial vehicles for your business is a great asset to have. It can allow you to transport materials, travel to events, or deliver items, so it’s essential that your commercial vehicle be insured. We’re going to discuss the top 5 reasons why commercial vehicle insurance is essential. 1....
-
Businesses face countless threats every day, and with our dependence on the internet, cyber threats are a constant. That is why cyber liability insurance is vital for nearly every business. However, as a relativity new concept, many people do not understand why they need cyber security insurance or even...
-
No one can deny the countless advantages technology has given businesses across the globe. However, it is also important to remember the risks that technology opens up for businesses. For example, an extremely competent cyber-criminal or distracted employee results in customer or corporate information...
-
Now that COVID-19 cases are dropping and life is returning to normal, the craft beverage industry is exploding once again. Opening and maintaining a craft brewery can be advantageous, but it also requires hard work. One aspect that many new breweries often overlook is insurance. Just like any business,...
-
One of the most common questions customers ask us is, “will my homeowner’s insurance cover my pool?”. In short, yes, your homeowner’s insurance will help pay for repairs if a covered peril damages your pool. Your liability coverage could also protect you in the event someone is...
-
The weather is finally starting to warm up in Texas. So, that means it will soon be time to get the boat back on the lake! One of the very first questions first-time boatowners ask us is, “Do I need boat insurance?” The short answer is yes; you absolutely need boating insurance. Check out...
-
One of the biggest mistakes that RV owners frequently make is assuming their auto insurance coverage extends to their RV. Do not make this mistake! RVs are not just cars; they are essentially a home on wheels. So, the unique function of RVs means they need a unique form of insurance. What is RV Insurance?...
-
Liability insurance is critical for every household. In fact, most states require it to drive a car or get a mortgage on your home. However, owning the minimum amount of liability insurance the states require is not the best idea. Liability insurance covers any medical bills or legal fees that result...
-
If you have employees but do not have a workers’ compensation policy in place, you need to drop everything you are doing, read this article, and then purchase one as soon as possible. While Texas is one of the few states that does not require employers to have workers’ compensation, work-related...
-
During the COVID-19 Pandemic, the Life Sciences industry is more important than ever. However, every Life Sciences company needs to be sure they have insurance that will protect them from their industry’s unique risks. To protect a Life Sciences company from those unique risks, you need a unique...
-
Every business needs some form of commercial insurance. It is critical for protecting the business’s financial assets if they are liable for a customer’s injuries. On top of that, commercial insurance protects a business’s property in the event of a fire, break-in, floods, etc. However,...
-
Like every business, restaurants need insurance to protect them from the risks of having customers on the premises. However, restaurants themselves are a unique type of business, which means the risks they face every day are unique. Unique risks mean specific insurance needs! Check out this video detailing...
-
Craft beverages are one of the fastest-growing industries in the US. This trend is evident in North Texas, where a new distillery pops up seemingly every month. Most small business owners know that they need a form of small business insurance, but did you know there is a specific form of insurance...
-
EVERY business, from a law firm to an auto-repair shop, needs some form of commercial insurance. However, for many business owners, commercial insurance is a complicated mess that they simply do not want to tangle with. Luckily, Arthur Blake insurance is here to simplify things! Here five of the most...
-
Most small business owners know a lot about the services they provide, but not a whole lot about how to protect their business from uncertainty. Understanding what types of insurance are available to small business owners and determining what their business needs can be tricky. We’ve put together a...
-
We know how important it is for you to get answers and access quickly. The Arthur Blake Insurance mobile app makes it even easier to contact our agents, pay bills, report accidents, view, and share vehicle ID cards. Contact Agents From inside of the app, you can reach us by phone, email, or text....
-
In North Texas, one of the most relaxing activities in the summer is to spend a day boating on one of our nearby lakes. It’s all about the warm sun, cool breeze, and the peace that comes with taking a break. If you’re a boat owner, you know the feeling of accomplishment that goes along with providing...
-
For most people in North Texas, their home is their biggest asset. For that reason, selecting a Texas homeowners policy with enough coverage for your home, as well as your belongings, is critical. However, in a survey performed by Wells Fargo, over 40% of homeowners do not know if they have enough homeowners...
-
As more and more businesses convert to full-time “Work From Home” during the COVID-19 pandemic, we expect an increase in claims from workers injured while on the job at home. In this blog, we provide a basic look at Workers’ Compensation insurance as applied to work from home. Are workers...
-
When searching for life insurance, there are two major forms to consider: Term and Whole Life. Everyone needs life insurance, but many people have a hard time figuring out how to choose a policy. Both have their own benefits and drawbacks, and it is important to understand those in order to select the...
-
Car insurance should be simple, right? You drive safe, you avoid traffic violations, you choose a reliable car, and your premiums should stay where they are, or even go down. That’s what the commercials from all the big-name insurance companies like to say. Yet year after year, drivers with squeaky...
-
For consumers on the outside, breweries, wineries, and distilleries are just like any other manufacturing business. But for the people who run these businesses – and the companies who insure them – it’s a completely new ballgame. Craft beverage companies do have some overlap in their needs...
-
In our world, we meet the owners of small-to-midsize businesses almost every day, and there are a few qualities you can count on seeing every time: they’re passionate about what they do, they love their customers, and they want to do their best to help each and every one. Unfortunately, in our...
-
The old line about the inevitability of death and taxes is true, but it also leaves out one of the most complicated and necessary factors of everyday American life: insurance. From personal health, home, and auto insurance, to the dozens of types of business insurance, we are all faced with the necessity...
-
We live in a digital world, where electronic data and information are of extreme value and importance. Virtually every existing business or firm stores and sends digital data information in one way or another. In the event of a cybersecurity attack, the most commonly targeted data includes sensitive...
-
In this day and age, you can virtually buy insurance from anyone anywhere. If you’re in the business of buying a new policy or finding a new brokerage firm, you must first be fully informed. Finding a reputable and qualified insurance broker will make a tremendous difference in protecting your...
-
If you’re a driver, then the burden of rising car insurance premiums can seem as inevitable as death and taxes. True enough, the cost of car insurance is mostly a one-way street, with premiums steadily increasing over the long game as cars get more expensive and fewer and fewer new drivers enter the...
-
In the space of just a few years, drones and unmanned aerial vehicles (UAVs) have gone from the playthings of niche hobbyists to seriously big business. Drones are everywhere now, with products ranging widely in price and purpose, from simple home entertainment to being essential tools in an organization’s...
-
The ever-evolving sophistication of business technology and cloud networking solutions, along with the changing demands of an empowered workforce, has vastly improved the viability of home-based businesses. In 2017, there were more than 38 million home businesses in the U.S., with combined revenue of...