Monthly Archives: May 2020

For most people in North Texas, their home is their biggest asset. For that reason, selecting a Texas homeowners policy with enough coverage for your home, as well as your belongings, is critical. However, in a survey performed by Wells Fargo, over 40% of homeowners do not know if they have enough homeowners insurance coverage to replace their homes and belongings completely. At Arthur Blake Insurance, we want to make sure every homeowner has the coverage they need to protect their home! What Needs to be Covered? When trying to figure out how much coverage you need, you need to consider two main things: the structure of your home and the value of your belongings. Structure of Your Home When considering how much it will cost to rebuild your home, you need to figure out how much it would cost to rebuild your home at current construction rates. Remember, you will not be using the current market value or original purchase price of your home. Construction rates rise and fall over time, so it is essential to research them every few years. When you calculate your house’s replacement cost, you need to consider all of your home’s features, including flooring,... Read more