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  • Lower car insurance Arthur Blake

Lower Your Car Insurance Premiums

August 7, 2019 , 0 0
If you’re a driver, then the burden of rising car insurance premiums can seem as inevitable as death and taxes. True enough, the cost of car insurance is mostly a one-way street, with premiums steadily increasing over the long game as cars get more expensive and fewer and fewer new drivers enter the pool. Still, there are loads of opportunities for you to reduce future increases or even drop your premiums right away. Here are some actionable ideas for cutting your car insurance costs: Talk to Your Provider Funnily enough, the most obvious step to take is the one most often overlooked. Contact your insurance provider and plainly ask them about reducing your premiums. A good agent will be able to present you with the full range of options and opportunities for lowering your costs. They’ll clue you into discount programs, bundle options, or safe driver benefits that may not have fit your needs or profile when you chose your policy. They may not have even existed. And as anyone who’s ever tried to cancel a cable subscription could tell you, big companies rarely go out of their way to tell their customers about new ways to save money. You... Read more
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  • drone insurance plano tx

Do I Really Need Drone Insurance?

August 7, 2019 , , 0 0
  In the space of just a few years, drones and unmanned aerial vehicles (UAVs) have gone from the playthings of niche hobbyists to seriously big business. Drones are everywhere now, with products ranging widely in price and purpose, from simple home entertainment to being essential tools in an organization’s daily operations. No matter the situation, drones and UAVs can be expensive, and that means they should be protected. If you don’t have drone insurance, you should probably be thinking about it. Do You Need To Insure Your Drone? Generally speaking, insuring a drone will be a higher priority for entities using drones for commercial purposes, rather than for home use. Innovative companies and organizations have found dozens of low-cost, low-risk uses for drones to make their operations more efficient. You could say the sky’s the limit. (Sorry.) These include: Aerial photography and videography Aerial surveying Agricultural treatment / crop spraying Law enforcement / emergency response Traffic patrol Security and surveillance Exploration And many more… As technology has improved, drones and UAVs have become more affordable and reliable, but let’s face it, they’re not perfect, and accidents happen. The loss of a commercial drone can mean costly operational setbacks for... Read more
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  • Commercial Property Insurance Plano Texas

Do Home Businesses Need Commercial Property Insurance?

August 6, 2019 , 0 0
The ever-evolving sophistication of business technology and cloud networking solutions, along with the changing demands of an empowered workforce, has vastly improved the viability of home-based businesses. In 2017, there were more than 38 million home businesses in the U.S., with combined revenue of $427 billion per year. We’re not talking about lemonade stands here. Of course, with big business comes big complexity, especially when it comes to insurance. The rapid growth in home-based businesses has led to confusion over just how these businesses should be insured, and for how much. Many home-based business owners believe they can rely on their homeowners’ insurance policy to protect business assets in cases of loss or peril. After all, the business property is in the home, right? But this common misconception can lead to owners sustaining considerable financial loss – sometimes losing their entire business – because of one unexpected event. So here’s the truth: if you operate a home-based business, you almost certainly need commercial property insurance to keep your assets protected, and in many cases, you may need additional forms of coverage as well. Commercial Property Insurance for Home-Based Businesses Commercial property insurance covers business assets in two ways that most... Read more