Monthly Archives: July 2026

Life happens. Sometimes your vehicle isn’t available, but you have an errand that can’t wait. You borrow a friend’s car. Or maybe, you’re the one loaning out your car to someone who needs the help. Or loaning it to your teenager.  If an accident happens, you may wonder if it’s still possible to make a claim on the owner’s insurance. In Texas, the answer is often yes. This is called permissive use. In short, it’s the right of an insured vehicle owner to give permission to a non-insured driver to use their car. but only temporarily and in specific circumstances. Trying to skirt the limitations of permissive use can land you in trouble and are almost certain to hurt your premiums should an accident occur. Today we’ll take a close look at permissive use: what it is, who it applies to, when it applies, and when it doesn’t. If you aren’t sure how your Texas auto insurance policy handles permissive use, contact your carrier or work with a trusted auto insurance brokerage like Arthur Blake Insurance in Plano, TX to make certain that your policy covers your needs. What Is Permissive Use? Permissive use means the owner of a vehicle... Read more