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  • Workers Compensation Insurance plano tx personal development lifestyle plano

What Is Workers Compensation Insurance?

Workers compensation insurance or workers comp helps your employees if they end up suffering a work-related injury or illness. This is important because no matter your industry, your employees are at some risk, big or small, or getting hurt or sick. There are a handful of things workers comp covers, but it doesn’t cover other things. We will tell you some of the ins and outs of workers comp to understand how it plays a part in your business.  Workers Compensation Insurance in Texas If you’re a private employer, Texas doesn’t require you to provide workers compensation insurance. However, if you choose this route, you must report your coverage status and any work-related injuries or illnesses to the state’s Division of Workers Compensation. What Injuries are Covered? Workers comp can be used if your employees get hurt on the job or while working on your behalf. For example, injuries from work-related violence, terrorism, and natural disasters are covered by this insurance. One specific example of what would be covered is if your employee is driving to make a delivery and gets in a wreck, workers’ comp can help pay their medical costs.  The most common injuries covered by workers’ comp... Read more