Monthly Archives: April 2026

Owning a winery is unlike running almost any other business. In addition to selling you’re product, you’re often operating a production facility, navigating the challenges of branding and labeling, running a brick-and-mortar retail space (if not more than one!), hosting your own events, offering and coordinating an event space for others, and in many cases, managing a vineyard. That complexity brings lots of unique risks, and in 2026, with rising costs, evolving regulations, and increased environmental exposures, protecting your business from those risks with the right winery insurance is more important than ever. Our updated 2026 guide to insurance for Texas wineries breaks down what winery insurance really covers, why it matters, and how to protect your business properly. What Is Winery Insurance? Starting with the basics. Winery insurance is commercial insurance coverage designed to protect every aspect of operating a retail winery business, which may or may not include a vineyard. Like many commercial insurance policies, winery insurance policies include a combination of coverages, which will feature standard or “core” coverages such as General Liability and Workers Comp, but also industry-specific coverages such a Crop Coverage or Liquor Liability. More details on common winery insurance coverages below. Because a... Read more