Brewery, Distillery, & Winery Insurance

Insurance for Breweries, Wineries and Distilleries

The craft beverage industry is one of the fastest growing in the nation, with hundreds of new breweries, wineries and distilleries opening each year. Of course, with rapid expansion comes heightened risk as new businesses struggle to meet demand while protecting employees and property and managing legal liability. There’s so much to think about, and your insurance package should account for it all. The professionals at Arthur Blake Insurance create coverage packages for breweries, wineries and distilleries customized to the needs of each individual business.

Insurance for Breweries

Texas breweries face a complicated line up of logistical needs, from on-site maintenance to shipping to workers’ compensation. Breweries with on-site tasting rooms are further responsible for the safey of their patrons, and uneccesary exposure to legal liability can threaten the bottom line of any brewery, no matter how established. Our insurance options for Texas breweries can include:

  • Product Recall Coverage
  • Coverage Equipment & Mechanical Breakdown
  • Property Coverage
  • Workers Compensation
  • Contents/Stock Coverage
  • Liquor Liability
  • Commercial Auto
  • Restaurant Coverage
  • General Liability
  • Spoilage
  • Umbrella
  • Business Interruption & Extra Expense Coverage

For anyone who is classified as an employee, it is required by law to provide them with workers compensation coverage. Employees can opt out of coverage, but if you do not offer it, you can be fined up to $2,500 a day and can face a Class D felony charge with a mandatory minimum one year prison sentence. Termination of an employee who is injured while working and/or who files a workers compensation claim is also illegal. As a rule, a company with five or more employees is mandated to purchase workers compensation insurance to cover medical expenses, permanent disability, and a portion of the injured employee’s wages.

Insurance for Wineries

Arthur Blake Insurance features a specialty program designed especially for wineries and vineyard estates. Whether you’re a crush client, AP, bonded winery, vineyard estate, or custom crush facility, we are here to help you protect your business investment and livelihood right now.

Our comprehensive winery insurance program currently services hundreds of wineries. Our specifically-created package policy includes expert coverage for:

  • Employment Practices Liability Insurance (EPLI)
  • Errors & Omissions
  • Product Withdrawal Expense

As well as an array of general liability enhancements including protection for:

  • Built-In Liquor Liability
  • Special Events
  • Facility Rentals
  • Food Spoilage
  • Brown-Outs
  • Contamination
  • Leakage

Insurance for Distilleries

Our agents are well-versed in the distillery industry and can help you to pinpoint and protect the risks that your business may face on a daily basis. We are here to help you prepare for those unexpected times. Our distillery insurance program is designed to provide a wide range of coverage, including:
  • Boiler and machinery equipment breakdown
  • Business interruption and extra expense coverage
  • Commercial auto
  • Commercial property
  • Content / Stock coverage
  • Contamination
  • General liability
  • Liquor liability
  • Product spoilage and leakage
  • Product recall coverage
  • Umbrella and excess liability
  • Workers compensation
At Arthur Blake Insurance, based in Dallas, Texas, we believe that every great distillery deserves reliable coverage. Are you interested in learning more about your distillery insurance options? Please do not hesitate to contact our agents at 972-954-6383 or take a moment to fill out the free quote form on this page. One of our friendly agents will be in touch with you shortly after to discuss your unique needs.