Daily Archives: June 17, 2021

One of the most common questions customers ask us is, “will my homeowner’s insurance cover my pool?”. In short, yes, your homeowner’s insurance will help pay for repairs if a covered peril damages your pool. Your liability coverage could also protect you in the event someone is hurt at your pool. However, the type of pool you have affects when coverage in your homeowner’s insurance policy comes into play. To make things easier, we put together a guide on everything you need to know about swimming pools and insurance. How Homeowner’s Insurance Applies to Swimming Pools As we said above, the vast majority of homeowner’s policies will cover swimming pools. The two coverages that are generally applied are either the “other structures” or personal property coverage. Usually, this depends on if you have an above- or in-ground pool. Above-Ground Swimming Pools and Insurance If you have an above-ground pool that does not have any permanent structures attached to it, your insurance company will probably consider it part of your personal property. Mainly because if you were to move, you could take the pool with you. So, before your purchase that new pool, be sure you talk to your agent and... Read more