Daily Archives: May 24, 2021

The weather is finally starting to warm up in Texas. So, that means it will soon be time to get the boat back on the lake! One of the very first questions first-time boatowners ask us is, “Do I need boat insurance?” The short answer is yes; you absolutely need boating insurance. Check out this video detailing a few of the reasons you need to be sure you have boat insurance before taking your boat out this summer.  Reasons You Need Boat Insurance It is Often Required – Even though Texas does not require boat insurance, most boat owners are still required to have it. If you lease or finance your boat, your financial institution will require your to have boat insurance. It is not uncommon for marinas to require it as well. Liability – Like auto insurance, boat insurance will help pay for any bodily injuries or property damage that occurs while boating if you are legally liable. If you do not have boat insurance, you will have to pay what you owe out of pocket. Protection for Your Boat – Again, boat insurance policies often include comprehensive and collision coverage similar to an auto policy. These coverages will cover any... Read more