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Brewery Insurance 101

Running a brewery isn’t just about brewing bold flavors or perfecting your signature IPA—it’s about building a thriving business. Behind every pint poured sits an investment in equipment, staff, ingredients, and reputation. But with that investment comes risk. Fires, equipment breakdowns, lawsuits, or even a single customer claim could put your entire operation at risk. That’s where brewery insurance steps in. In this guide to Brewery Insurance 101, you’ll learn why coverage is essential, what it protects, and how the right policy can safeguard the future of your craft. What Is Brewery Insurance? Brewery insurance is a specialized business insurance package tailored to the unique needs of breweries, craft beer makers, and taprooms. Unlike standard business coverage, brewery insurance addresses industry-specific risks like liquor liability, product recalls, and equipment breakdowns. It’s not just about protecting your property—it’s about protecting your business from unexpected setbacks that could shut down production. Key Coverage Every Brewery Needs When it comes to protecting your brewery, not all policies are created equal. A strong brewery insurance plan should include: Property Coverage Your building, brewing tanks, kegs, and inventory are the backbone of your business. Property coverage ensures fire, theft, or storm damage won’t wipe out... Read more