Monthly Archives: July 2025

To most consumers, a craft brewery, winery, or distillery looks like any other business. But from an insurance perspective, these operations come with highly specific risks and coverage needs. If you’re in the craft beverage industry, having the right insurance isn’t optional—it’s essential to protect your equipment, employees, products, and customers. At Arthur Blake Insurance, we specialize in custom insurance policies for breweries, wineries, and distilleries. We understand the nuances of the industry and tailor each policy to meet your unique needs. Here’s what you should know when building an insurance policy that works for your craft beverage business. Core Coverages Every Craft Beverage Business Needs Whether you’re running a taproom, tasting room, or full-service production facility, there are foundational coverages every operation should carry: Commercial Property Insurance – Protects buildings, inventory, and production equipment Commercial Auto Insurance – Covers delivery vehicles and employee drivers General Liability Insurance – Shields against legal claims from accidents or injuries Workers’ Compensation Insurance – Provides benefits for work-related injuries Business Interruption Insurance – Reimburses lost income during disruptions Product Recall Coverage – Handles the cost and impact of recalling contaminated or faulty products These essential policies serve as your first line of defense... Read more